by Sherry | Sep 22, 2026 | Blog
Most people don’t expect their mortgage broker to have started their career managing wealth on Wall Street. But that unlikely path is exactly what shaped how Sherry von Klitzing works today — and it’s why she’s become a go-to mortgage broker for...
by Sherry | Sep 21, 2026 | Blog, Featured
Real estate investors hit the same wall over and over with conventional lenders: two years of tax returns, W-2s, pay stubs, and a debt-to-income ratio that doesn’t account for the fact that your rental properties are already generating income. For investors...
by Sherry | Jul 28, 2026 | Blog
Quick answer: To get pre-approved for a mortgage in Georgia, you’ll need a credit score of at least 580–620 for most loan programs, proof of income (pay stubs, W-2s, tax returns), bank statements, and a soft or hard credit pull from a licensed lender. Most...
by Sherry | Jul 20, 2026 | Blog
If you run your own business, you already know the drill. You work hard, you make good money, and your accountant helps you write off everything possible come tax season. That’s smart business, but it can come back to bite you when you try to buy a house....
by Sherry | Jun 10, 2026 | Blog
If you work for yourself, you already know the drill. You earn good money, you run a real business, and yet the moment you apply for a home loan, a bank treats you like a question mark. Here’s what most people don’t realize: your tax returns are not the...
by Sherry | May 29, 2026 | Blog
As a mortgage broker in Georgia with more than 20 years of closings behind me, I’ve worked with buyers who don’t fit the standard template, and that’s exactly who I built my practice around. If you’re self-employed with significant write-offs,...
by Sherry | May 22, 2026 | Blog
The primary benefits of using a mortgage broker include securing lower interest rates, accessing specialized loan programs, and ensuring quicker closings than traditional banks. The truth most buyers realize too late is that your credit score isn’t the only...
by Sherry | May 13, 2026 | Blog
What does a mortgage broker do? Simply put, a mortgage broker is your personal shopper for a home loan. Instead of walking into a single bank and hoping for a fair deal, a broker looks at dozens of different lenders to find the exact perfect match for your wallet....
by Sherry | May 7, 2026 | Blog
Buying a house is a big deal, especially in a beautiful state like Georgia. But finding the right way to pay for it can feel tricky. That is where we step in. Welcome to Exclusive Mortgage Options. We are here to make your home buying journey simple and fun. If you...
by Sherry | Feb 4, 2026 | Blog
North Atlanta Market Intelligence: What’s Really Happening in Roswell, Alpharetta, and Milton The North Atlanta market isn’t moving as one big blob. It’s segmented, strategic, and behaving very differently depending on price band, lifestyle driver, and buyer profile....