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Explore expert tips, insights, and strategies to guide you through every step of your home buying and financing journey.
From Wall Street to Mortgages: Sherry von Klitzing’s Journey
Most people don't expect their mortgage broker to have started their career managing wealth on Wall Street. But that unlikely path is exactly what shaped how Sherry von Klitzing works today — and it's why she's become a go-to mortgage broker for business owners across...
DSCR Loans in Georgia: How Investors Qualify Without Personal Income Docs?
Real estate investors hit the same wall over and over with conventional lenders: two years of tax returns, W-2s, pay stubs, and a debt-to-income ratio that doesn't account for the fact that your rental properties are already generating income. For investors scaling a...
First-Time Homebuyer’s Guide to Getting Pre-Approved in Georgia
Quick answer: To get pre-approved for a mortgage in Georgia, you'll need a credit score of at least 580–620 for most loan programs, proof of income (pay stubs, W-2s, tax returns), bank statements, and a soft or hard credit pull from a licensed lender. Most Georgia...
Can I Get a Mortgage Without Tax Returns If I’m Self-Employed?
If you run your own business, you already know the drill. You work hard, you make good money, and your accountant helps you write off everything possible come tax season. That's smart business, but it can come back to bite you when you try to buy a house. Here's the...
Mortgage Broker for Self Employed: How to Qualify
If you work for yourself, you already know the drill. You earn good money, you run a real business, and yet the moment you apply for a home loan, a bank treats you like a question mark. Here's what most people don't realize: your tax returns are not the only way to...
Mortgage Broker in Georgia With 20+ Years Experience
As a mortgage broker in Georgia with more than 20 years of closings behind me, I've worked with buyers who don't fit the standard template, and that's exactly who I built my practice around. If you're self-employed with significant write-offs, a foreign national...
Home purchase is not merely a destination but a journey that requires the right blend of insight, expertise, and attention. At our core, we believe that true success is achieved through a consultative approach that goes beyond mere problem-solving.
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Disclaimer: Sherry von Klitzing | NMLS #1004049 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way #150,Chandler, AZ 85286 | AL 22977 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | FL MLD1880 | GA 181106 | NC B-203722 | VA MC-7357 & MC-7357 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106






